Buy & Charter Guide

How to Charter a Boat: Everything You Need to Know

Whether you're planning your first family week in the BVIs or a crewed Mediterranean cruise, this guide covers the charter types, costs, inclusions, destinations, and booking steps you need to know.

Types of charter

There are four common charter formats. Bareboat means you sail the vessel yourself — you'll need a sailing résumé and, in some regions, an ICC or RYA qualification. Skippered charters add a professional captain to a bareboat, ideal if you want to learn or unwind. Crewed charters include captain, chef, and often a deck or interior crew — common on motor yachts. Cabin charters sell single cabins on a larger vessel, like a cruise: lower cost per person, less privacy.

Choosing the right vessel

Match the boat to the trip. Sailing monohulls deliver the most authentic sailing experience and the best value per berth. Catamarans offer space, stability, and shallow draft — perfect for families and snorkeling itineraries. Motor yachts trade fuel cost for speed and range, and make sense for cruisers who want to cover more ground in a week. Always check guest-to-cabin ratio (don't overload), recent refit dates, and the operator's safety record.

What's included

Bareboat fees usually include the vessel, dinghy, basic galley and linens, and a starting tank of fuel and water. Expect to pay separately for fuel beyond that, dockage outside the base, cruising permits, end-of-charter cleaning, and a security deposit. Crewed charters typically quote a base fee plus an APA (Advance Provisioning Allowance) of 25–35% covering fuel, provisioning, and port fees, with the unspent balance refunded at the end.

Destinations

The British Virgin Islands and Bahamas are the easiest first-charter destinations: short hops, calm waters, and a strong charter ecosystem. The Mediterranean (Croatia, Greece, Italy, Balearics) is the world's largest crewed-charter market, best from May to October. The Pacific Northwest, French Polynesia, and Seychelles offer more remote, advanced cruising for experienced charterers. Always check hurricane and monsoon seasons before booking.

How to book

Decide on dates, region, vessel type, and budget first. Get quotes from at least two reputable brokers or operators and compare the all-in cost (base fee, APA, taxes, gratuity). Read the contract carefully — cancellation terms, force-majeure clauses, and security deposit rules vary widely. Pay by credit card or wire to a documented broker escrow account, and take out charter cancellation and liability insurance. Confirm the boarding briefing time and provisioning preferences a week before departure.

Frequently asked questions

What's the difference between a bareboat and a crewed charter?
On a bareboat charter you skipper the vessel yourself — you'll need to demonstrate experience and, in some regions, a recognised qualification. A crewed charter comes with at least a captain (and often a chef and hostess), so you can fully relax. Crewed charters typically cost 2–4× a comparable bareboat, but include all operating responsibility.
How much does it cost to charter a boat?
A 40–45 ft sailing monohull bareboat in the Caribbean runs roughly $4,000–$8,000 per week in shoulder season. Catamarans are usually 50–80% more. Crewed motor yachts start around $25,000 per week for smaller vessels and rise quickly with size. Add 25–35% on top for fuel, food, dockage, and crew gratuity (the APA, or Advance Provisioning Allowance).
What's included in a boat charter?
A standard bareboat fee includes the vessel, basic safety equipment, dinghy and outboard, and (usually) a starting tank of fuel and water. It typically excludes fuel beyond the starting tank, food, dockage outside the base, cruising taxes, and travel insurance. Crewed charters usually quote a base fee plus an APA covering fuel, provisioning, and dockage.
How far in advance should I book a boat charter?
For peak weeks (Caribbean Christmas/New Year, Mediterranean July/August, BVIs spring break) book 9–12 months out. For shoulder seasons, 3–6 months is usually enough. Last-minute deals do appear 2–4 weeks before departure but selection is limited and the best vessels are gone first.

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